We Are Beyond A Bank — Presidential Bank Mortgage

Checklist

Mortgage Application Checklist

Gather these documents before you apply and the process will go much faster. Most applications can be completed in under an hour with everything on hand.

Income & Employment

  • Last 2 years of W-2s or 1099s
  • Last 30 days of pay stubs
  • Last 2 years of federal tax returns (all pages)
  • If self-employed: year-to-date profit & loss statement
  • If self-employed: 2 years of business tax returns
  • Employer contact information for verification

Assets & Bank Accounts

  • Last 2 months of bank statements (all pages, all accounts)
  • Last 2 months of investment/retirement account statements
  • Documentation for any large deposits (gift letters, sale proceeds)
  • Gift letter if receiving down payment assistance from family

Personal Identification

  • Government-issued photo ID (driver's license or passport)
  • Social Security number
  • If applicable: Green card or visa documentation

Property Information

  • Signed purchase contract (once you're under contract)
  • Real estate agent contact information
  • HOA contact and monthly dues amount (if applicable)
  • Homeowners insurance agent contact (or quote)

Existing Debts & Liabilities

  • Most recent mortgage statement (if you own other property)
  • Landlord contact for rental history verification (if renting)
  • Bankruptcy discharge papers (if applicable)
  • Divorce decree and separation agreement (if applicable)

Don't worry if you don't have everything. Our loan officers will tell you exactly what's needed for your specific situation.

Ready to Apply?

Start your application online or call us. We'll guide you through every step.

Start My Application